K-hub & Service Levels

• Selected 90% LTV rates reduced by up to 55bps, ranges include Select, Professional, Heroes, eKo and Core
• Selected 95% LTV rates reduced by up to 35bps
• Arrangement fee on 90% and 95% reduced from £1,299 to £999

Lowest Select 90% LTV 2,3,5 year fixed rates are now 6.89%, 6.59%, and 6.44% respectively (all with £999 fee).

Lowest Select 95% LTV 2,3,5 year fixed rates are now 7.39%, 7.09%, and 6.94% respectively (all with £999 fee).

We’ve expanded our Shared Ownership product range, allowing your clients to borrow at 85% and 90% of the share price, in addition to the existing 95%, giving them more options and reduced rates.

Minimum share 25%, up to 75% LTV of the total market value.

Reduced rates, up to 85% LTV, across the following ranges:

• Select
• Core
• Hero Mortgage
• Young Professionals
• eKo £1,000 Cashback
• eKo £500 Reward
• Property Plus

Plus, we have reintroduced ‘no fee’ options at 95% LTV. Both ‘fee’ and ‘no fee’ 95% LTV products come in 2, 3 and 5 year fixed rates, available on purchase only.

We have created this handy guide to help you explain to your clients the way that first payments work, depending on their completion date.

To help you explain to your client the stages their mortgage application goes through once you have submitted their case.

Download our simple one-page guide to get all the information you need to know about our criteria on CCJs, arrears, defaults and more.