Mortgage and Property Report March 2021

Welcome to the first 2021 edition of the Mortgage and Property Report. In this issue, we look at the growing importance of Environmental, Social and Governance (ESG) factors in the mortgage market. We look at what this means for lenders, customers and investors in RMBS. We examine the emergence of “green” mortgages, as well as the shift towards ESG investment funds and ESG compliant RMBS issuances.

Key Highlights

• ESG considerations are emerging in all parts of the mortgage finance chain, from ESG products to ESG-backed bond issuances
• The market for ESG investment is growing at pace every year, with more investors placing this at the core of their strategies and dedicating funds to ESG assets
• As ESG plays an ever more important role in investment decisions, the need for standardised frameworks to compare practices amongst different companies, regions, and industries is key

Download the report here.